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    A loan to purchase a home is what’s called a mortgage loan; market terms on a mortgage loan are much more like 25 or 30 years (not 5 or 50) Conversely, car loans are generally not 25 or 30 years, they’re much more like 5 or 8 years Why is this? Because of loan structure! Criteria that Influence Loan Structure
  • Real Estate Finance - Proeducate
    mortgage loan offerings made available by many lenders The most popular, by far, is the Adjustable Rate Mortgage (ARM), which has many variants and has evolved over the past 20 or so years The following lesson is a brief discussion of the most common loan types and structures that may be used in typical residential mortgage transactions Term
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