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  • PLOC Approvals 50k (ServiceCU) 30K (DOCFCU) - myFICO® Forums
    Re: PLOC Approvals 50k (ServiceCU) 30K (DOCFCU) Congratulations on the approvals, and thanks for the data points Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682
  • PLOC vs OLOC tell what I dont know? - myFICO® Forums
    PLOC = personal line of credit OLOC = overdraft line of credit attached to checking account to stop overdrafts If you shopping for a line - 6593334
  • Recent CLI approvals disapproval and Ploc Heloc disapproval
    Recent CLI approvals disapproval and Ploc Heloc disapproval After quietly observing this forum for a long time, I've decided to make my first post I've recently been seeking credit limit increases Out of the 12 credit cards, I successfully secured increases on 8, totaling $36,650 in credit limit boosts Unfortunately, I received two
  • BCU Cash Rewards PLOC Approval; Surprise QS1 Chase CLI
    BCU Cash Rewards PLOC Approval; Surprise QS1 Chase CLI After 12 years I am finally worthy of a Cap One CLI upgrade They gave me a $2000 increase on my QS1 which put me above $5000 So, I used the product upgrade link and there was the usual upgrade to Venture but now the Quicksilver NO FEE card also displayed
  • HELOC vs PLOC - myFICO® Forums - 6209864
    I don't have a PLOC, but nearly got one to use for a motorcycle purchase, before someone here explained how it works and I decided to get an installment loan instead Edit: a "HELOC vs PLOC" thread got combined with a "PLOC vs CC" thread My answer is re: "PLOC vs CC" FICO Resilience Index: 65 Cards: 5 24, 3 12, 2 6
  • SDFCU PLOC approved. - myFICO® Forums - 6741740
    SDFCU PLOC approved Sorry if I put this in the wrong place so, feel free to move it if need be I applied for a $1000 line of credit on 2 22 24 and was approved today 2 23 24 They didn't ask for POI but, I'm guessing that's because I already have credit with them
  • SECU (MD) Visa Signature $20k and $15k PLOC - myFICO® Forums
    Re: SECU (MD) Visa Signature $20k and $15k PLOC Thanks @gdale6 and @CreditWolf Lol knowing Raj, he's probably wheeling and dealing with SECU as I type this 😂😂😂 Message 20 of 68 7 Kudos
  • Difference between a CLOC and a PLOC? - myFICO® Forums
    If you look at PenFed PLOC and NFCU CLOC, there is not much difference between the two The CLOC for NFCU is attached to your checking account and can act as an overdraft Or you can transfer money from the account or withdraw money at the window Acts like a revolving account I believe max amount is $15K The PLOC at PenFed is a seperate line of credit Accessed the same way, check, transfer
  • PSECU PLOC NO LONGER - end of an era - myFICO® Forums
    Re: PSECU PLOC NO LONGER - end of an era @44Rebuild2Ball wrote: Thanks! Not in Texas but appreciate that Got Langley, Affinity Unify in the crosshairs for PLOC Anyone else feel free to weigh in Affinity FCU is good as well--$3k PLOC there For that and BCU--this past summer--TU8 was mid-770s, with lengthy profile but LOL 24
  • Langley PLOC Approved - myFICO® Forums - 6682702
    Langley PLOC Approved Approved for 10k @lowest rate called langley and said 10k wasn't much and I can't really utilize it asked for 20k they countered at 15k It's already funded!





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