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    Refinancing isn’t the only way to reduce your student loan debt If you have federal student loans, check to see if you’re qualified for available forgiveness programs A refinanced student loan † would mean you’d no longer be eligible for these kinds of benefits Be sure to weigh your options, and do what’s right for you
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    The maximum loan amount is $225,000 for undergraduates, or the total cost of education less aid, whichever is lower Does Citizens Bank offer other loans? We focused on undergraduate private student loans in our analysis, but Citizens Bank also offers graduate student loans for medical, dental, law, or other advanced degree programs
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    For private loans, speak to a loan officer at a bank, or at the school you choose to attend Also note that with variable and fixed loans, the rates are affected Variable rate student loans adjust the interest rate at a determined frequency (monthly or annually) over the course of the loan term
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    * Interest rate savings are calculated as the difference between the Citizens Bank Education Refinance Loan for Parents' lowest offered fixed rate of 4 25% (4 25% APR) and the Federal Parent PLUS Loan interest rate of 7 00% for loans first disbursed between July 1, 2017 and June 30, 2018
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    If old student loans are standing in the way of your employees’ financial wellness, our Citizens Bank Education Refinance Loan® may be 3 Borrowers will be eligible to receive a 0 25 percentage point interest rate reduction on their student loans owned by Citizens Bank, N A during such time as payments are required to be made and our





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