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  • Home | MISMO
    Our vision is to standardize how the mortgage industry communicates Use of MISMO's standards has been found to lower per loan costs, improve margins, reduce errors and speed up the loan process
  • MISMO Releases AVM Confidence Score Standard
    Automated Valuation Models (AVMs) are cost-effective tools used to calculate home values and improve the quality of risk-based decision making for lenders MISMO has standardized the calculation of the confidence score that shows the expected accuracy of the model’s valuation
  • MISMO Publishes Enhanced Reference Models
    Addition of the Unique ID Matrix and the addition of the unique IDs to reference model artifacts - reduces the time, cost, and risk associated with implementing updates, minimizes disruptions to existing processes, and accelerates adoption of new MISMO versions across the mortgage ecosystem
  • MISMO Creates Standard for Electronic HELOCs
    WASHINGTON, D C (June 5, 2025) – MISMO®, the real estate finance industry's standards organization, today announced that it is seeking public comment on the SMART Doc® V3 eHELOC Specification
  • About MISMO
    MISMO® is the standards development body for the mortgage industry MISMO developed a common language for exchanging information for the mortgage finance industry Today, MISMO standards are accepted and deployed by every type of entity involved in creating mortgages, and they are required by most regulators, housing agencies and the GSEs that
  • Standards Resources - MISMO
    MISMO has residential mortgage, commercial mortgage and eMortgage digital standards available along with a wide variety of additional guides, tools and other resources to support and accelerate the implementation process
  • MISMO Seeks Public Comment on New Housing Counseling Dataset . . .
    WASHINGTON, D C (February 27, 2025) – MISMO®, the real estate finance industry's standards organization, today announced that it is seeking public comment on a new Housing Counseling Dataset Specification (HCDS) The 60-day public comment period runs through April 19, 2025
  • MISMO Announces 2025 Board of Directors
    WASHINGTON, D C (February 13, 2025) - MISMO®, the real estate finance industry's standards organization, today, announced its Board of Directors for 2025
  • MISMO Introduces SMART Doc® V3 Sample Package Resource to Facilitate . . .
    MISMO® today announced the publication of the SMART Doc® V3 Sample Package This resource is part of MISMO’s larger effort to modernize the industry’s data exchange methods by facilitating broad adoption of SMART Docs® beyond the eNote
  • MISMO Publishes Updated Mortgage Insurance Implementation Guide
    This important resource maintains alignment with industry standards and other MISMO work products so that mortgage insurers, trading partners, and technology providers have consistent and accurate guidance which enables improved communication and less costly integrations





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