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    From 2015 to 2024, Florida's car insurance rates have fluctuated a lot The average annual premium jumped from $1,544 in 2015 to $3,038 in 2024 Notable hikes happened in 2016 and 2022, with premiums rising by $330 and $498 respectively But it hasn't been all uphill; for instance, 2023 saw a $96 decrease
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