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  • Sage Mortgage | Home Purchase Refinance Rates
    Sage Mortgage's mission is to help you confidently make smarter decisions about financing your home Conveniently securely find refinance rates online
  • Sage Mortgage | 1st time Homebuyers FAQs
    GET PREAPPROVED: Complete a mortgage application and work directly with your assigned mortgage loan originators to make sure everything looks good They will send you a preapproval letter (your golden ticket!) so you can start putting offers on your dream home
  • Sage Mortgage | What to Know About Preapprovals
    The preapproval letter is your ticket to submit offers on homes It will list key details such as the purchase price, down payment, loan amount, proposed loan terms, and your name Most real estate agents will want to have a copy of your preapproval letter in hand before they take you on home tours, especially in competitive markets
  • Sage Mortgage | Refinancing 101: Everything you need to know
    Whether you're looking to lower your monthly payment, get cash to pay for things like home improvements, or want to lower the amount of interest you'll pay over the life of your mortgage, a refinance can help you achieve your financial goals
  • Finding a Starter Home - Sage Mortgage
    Getting a strong preapproval from a mortgage lender will be one step to set yourself apart and let sellers know you mean business In a rising rate environment, it is important to know what your buying power is and what you can afford
  • Sage Mortgage | Credit-Only Preapproval Versus Verified Preapproval
    When shopping for a new home, you are likely going to be submitting an offer to the seller The strength of your offer can be increased by including a preapproval letter There are different types of preapprovals: one is credit-only and one is verified
  • Sage Mortgage | Is a cash out-refinance worth it?
    These don't replace your original mortgage, but typically will come with higher interest rates than you'd get with a cash-out refinance Our loan officers can help you explore and see which is best for you
  • Sage Mortgage | Refinance
    Connect with your loan officer on your own terms They'll help you sort through your options (via text, email or phone—however you want) to find the right refinance for you
  • Sage Mortgage | I’m Self Employed - What Do I Need to Know?
    The key to having a smooth mortgage experience is to set up your expectations for the process Expect lenders to request and review documents related to you and your business Lenders want to ensure that you are being offered a loan that fits within your financial situation





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