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  • Home | Valley First Credit Union
    Welcome to Valley First Credit Union, where financial well-being meets community empowerment We're more than just a financial institution - we're your dedicated partner in achieving your financial goals With a commitment to integrity, innovation, and personalized service, we're here to offer tailored solutions that put your needs first
  • Online and Mobile Banking | Valley First Credit Union
    Learn more about how our digital banking tools can help you manage your accounts conveniently No matter the time or place, Valley First Credit Union is at your fingertips with secure Online Mobile Banking
  • Locations | Valley First Credit Union
    As a Valley First member, you can conveniently access your funds at CO-OP ATMS across various locations, including popular stores like Costco and Target As well as other credit union branches
  • Leadership | Valley First Credit Union
    Leadership Committed to excellence for our members Our Board of Directors, Supervisory Committee and Senior Management are the leaders in driving the credit union’s success They are community oriented, service minded and motivated individuals with a passion for the financial well-being of our members
  • Financial Fitness Challenge | Valley First Credit Union
    At Valley First, our team of Certified Credit Union Financial Counselors is ready to help you clear those obstacles and give you the tools, guidance, and confidence to move forward
  • Make a Payment | Valley First Credit Union
    Payment by Phone or Mail Call Additional fee will apply (877) 549-4567 Mon - Fri 8am - 6pm Sat 9am - 1pm Mail Valley First Credit Union PO BOX 1411 Modesto CA 95353-1411 Include Loan Account Number on check
  • Rates | Valley First Credit Union
    All rates will be determined by your credit history Rates, terms and conditions are subject to change All loans are subject to approval For 36 monthly payments at 8 50% APR the repayment amount would be $31 58 per $1,000 borrowed For 48 monthly payments at 8 50% APR the repayment amount would be $24 66 per $1,000 borrowed
  • Member Perks | Valley First Credit Union
    Member Perks Unlock the Benefits of Membership At Valley First Credit Union, membership means more than just having an account – it means joining a financial family committed to your well-being Discover the exclusive benefits that come with being part of our community
  • Auto Loans | Valley First Credit Union
    Auto loan financing At Valley First, we aim to empower you on your journey towards owning your own vehicle Our specialized loan terms and competitive fixed-interest rates ensure a smooth ride, allowing you to take control when negotiating a deal that best suits your financial needs
  • Contact Us | Valley First Credit Union
    Email For general information about Valley First products and services, you can email Member Service and we will get back to you within 1 – 2 business days DO NOT include personal or account information such as account numbers, ATM Debit card, PINs, mother’s maiden name, social security number or other sensitive information





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