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  • MI Home Loan - State of Michigan
    The MI Home Loan program is a mortgage product that is available to first-time homebuyers state-wide and repeat homebuyers in targeted areas All homebuyers work directly with a participating lender To determine eligibility please contact an Experienced Participating Lender
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    To qualify for Michigan’s first-time home buyer programs, like the MSHDA MI Home Loan, you must not have owned a home in the past three years (waived in targeted areas), have a credit score of at least 640 (660 for certain manufactured homes), meet income and purchase price limits ($224,500 max), and complete a homebuyer education course
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    Whether you need help with the down payment, closing cost assistance, or just some trustworthy information, the state of Michigan has first-time home buyers covered In this post, we’ll explore these programs, learn how they work, and see who’s qualified





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